I'm not sure I believe in the concept of the 11th hour God. To me, this just seems like religious types covering their own backs. ie: God comes through at the last minute, and puts you through some kind of wringer in order to test your faith.
To me, this isn't unconditional love, and seems like a reality which comes from fearful thinking. In my experience, God comes through with support, help, answers, guidance etc, when you start believing. The Universe/God works according to what you believe it will do, so really believe in it, and that it loves you, and is helping you, take care of you etc.
I have found that Divine providence is a case of WHEN YOU BUILD, THEN THEY COME. There's no waiting around, there's no needing to have faith, and there's no testing. It's just a case of the Universe responding to a belief which you have started it register subliminally.